I Was Wrong About This Golden Visa

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New Zealand used to be the golden visa I told people to skip. The price hasn't changed, but the Kiwi dollar has, so five million NZD is now around $2.9 million US. Meanwhile Portugal has stretched naturalisation toward ten years and dropped its tax incentive. So here's what's actually on offer: two fund options, 21 days of presence across three years, your capital back after that, and lifetime access without needing to live there. Plus where I still disagree with the direction New Zealand is going. Opinion, not legal or tax advice.

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Timestamps

00:00 The programme I've changed my mind about
00:59 Why it got cheaper without changing price
01:27 What's happened to European timelines
02:20 Who actually wants New Zealand
03:27 English, and the naturalisation angle
05:03 Turning idle cash into a residence
05:55 The two options, and the growth fund
06:49 Spreading it across funds
09:23 21 days in three years
09:47 Getting your money back, and fund gates
10:13 What lifetime access actually gets you
11:03 No age limit, no English test, faster decisions
11:43 What I like about it
13:08 Cohabitation, and the birth angle
14:15 Two camps, and where I still disagree

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