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How I Paid Off $225,526 in Student Loans in 2 Years

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gepubliceerd op 25 Feb 2026 / In How-To & Style

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Refinance Your Student Loans - APPLY TO BOTH to compare rates!
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Watch the detailed version of how I paid off my loans here: https://youtu.be/_BuogisOlLc

I graduated from law school with over $200,000 in student loans. I finished paying off the student loans in under 2 years, but only through following the 4 steps I outline in this video. If I hadn’t followed these 4 steps, I’m pretty sure I would still be making the minimum payments on my student loans. I know that student loans are something that many people have to face, which is why I wanted to share the ways that helped me to pay off the loans faster. These 4 steps are truly applicable to everyone, regardless of your income level, so I hope you find these helpful. If you have student loans or debt of any kind, know that I’m rooting for you! I’ll have more videos on student loan specific topics in the future, so be sure to subscribe and hit the notification bell!

Refinancing isn't necessarily the best option for everyone. Please leave a comment if you have any questions about refinancing!

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Disclaimer: I am not a financial advisor. Although I am a lawyer by profession, I am not your lawyer and no attorney-client relationship is established with you in any way. This video, and the ideas presented in it, are for entertainment purposes only and should not be construed as financial or legal advice.

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Life_N_Times_of_Shane_T_Hanson
Life_N_Times_of_Shane_T_Hanson 2 maanden geleden

She is smart in a calculated sense.

It's like buying a Coffee every day...

Say that is $5 x (48 weeks x 5 days working) = $1200 a year.

Making say "Iced Coffee" from instant coffee, powdered milk, water and maybe some sugar in a thermos, or taking the mix to work or keeping it at work, and making your own coffee on the go with the works hot (and cold) water = say $40 or $50 a year....

Same for lunch.... I dunno - what you get or where you are - but lets say you sepce from $25 to $50 for lunches.

$25 x (48 weeks x 5 days working) = $6,000 a year.

$50 x (48 weeks x 5 days working) = $12,000 a year.

Catching Ubers - instead of the bus...

Keeping all the functionally good stone age furniture - instead of impulse buying the latest and greatest shit for it's own sake...

Well how much do women pay for mostly bullshit furniture....

And how often.

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NerokeFive
NerokeFive 2 maanden geleden

She's definitely a bit of an outlier in this area! What I like about her content is how she breaks it down step by step, so it's easy to manage and apply

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Life_N_Times_of_Shane_T_Hanson
Life_N_Times_of_Shane_T_Hanson 2 maanden geleden

Yeah the contrast is she is doing all the back of an envelope maths - and getting it right - Vs. these fucking IDIOT women who say take out a $100,000 student loan, and keep paying ONLY the interest / minimum payments, and after paying $100,000 in intrest, still have like the principle, owing. Then they go, "Oh but I have been making all the payments.... How did this happen? It's not fair! etc." This is fairly basic maths - that you can do on the back of an envelope - while eating lunch - before you commit into the loan...... You can even ASK the financial people who sell the loans, to show you how it all works........ AND you mean these DUMB CUNTS, have gone all the way through the school system, and have no idea of calculating interest and compound interest and loan repayments..... FFS. And then many of these scammers will try to marry men, to transfer her obligation to repay the loans, onto HIM. Fucking Cunts.

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